Financial security starts with knowing where your money goes. Use our free monthly budget planner to map your income, track your expenses, and find the breathing room you didn’t know you had.

Enter your numbers below, adjust the categories to fit your life, and download a clean Excel summary you can save, share, or build on. It takes less than five minutes — and what you find might surprise you.

Most budgets account for rent, groceries, and utilities. Few leave room for the thing that protects all of it. Life, health, disability, and critical illness insurance don’t have to break your budget — and with the right plan, they rarely do. At Nova Star Insurance, we help Canadians find coverage that fits their real lives and real numbers.