NOVA STAR INSURANCE CONSULTANT INC
Compare plans from 11+ top Canadian carriers and get independent advice tailored to your life. Serving families and individuals in Ontario, Alberta, Quebec, Nova Scotia, New Brunswick, Newfoundland & Labrador, and beyond.
We compare life, health, disability, and travel insurance plans across more than 11 of Canada’s top carriers — including Manulife, Sun Life, Canada Life, and RBC — so you get the best coverage at the most competitive rate.
You’ll work with a dedicated Nova Star consultant — not a call centre. They’ll answer your questions, review your coverage as your life changes, and advocate for you when you need to make a claim.
Filing an insurance claim is stressful. Our team walks you through every step of the process, handles paperwork on your behalf, and ensures your claim is settled quickly and fairly.
Whether you’re a first-time buyer, a growing family, or planning for retirement, Nova Star Insurance offers personalized coverage options across Canada. Browse our most popular insurance products for individuals and families:
Our Track Record
Nova Star Insurance is a women-owned, independent insurance brokerage serving families and individuals across Ontario, Alberta, Quebec, Nova Scotia, New Brunswick, and Newfoundland & Labrador.
Unlike banks or direct insurers, we’re not tied to any single provider. Our only job is finding the right coverage for your unique situation — at the most competitive rate available in the Canadian market.
Based in Richmond Hill, Ontario, we’ve spent years building deep relationships with Canada’s leading insurance carriers, including Manulife, Sun Life, Canada Life, RBC, iA Financial, Equitable Life, and more. That network means more options for you.
Many Canadians put off getting insurance coverage because the process feels complicated. We’ve made it easy.
We compare life, health, disability, and travel insurance plans across more than 11 of Canada’s top carriers — including Manulife, Sun Life, Canada Life, and RBC — so you get the best coverage at the most competitive rate.
We compare life, health, disability, and travel insurance plans across more than 11 of Canada’s top carriers — including Manulife, Sun Life, Canada Life, and RBC — so you get the best coverage at the most competitive rate.
Once your policy is in place, we stay in touch – reviewing your coverage as your life changes.
Life changes — and your insurance should too. Whether you’re getting married, having children, buying a home, or planning your estate, Nova Star Insurance proactively reviews your coverage to make sure you’re always protected.
As an independent broker with roots in the Richmond Hill community, we’re not tied to any single insurance company. Our advisors are here for the long term — available to answer questions, help with claims, and adapt your coverage as your needs evolve.
Term life insurance provides coverage for a set period – typically 10, 20, or 30 years – making it one of the most affordable insurance options for Canadian families who need straightforward income replacement or mortgage protection. Whole life insurance, on the other hand, covers you for your entire lifetime and builds a cash value over time, making it a popular choice for long-term estate planning and wealth transfer. As an independent insurance broker in Ontario and across Canada, Nova Star Insurance helps families compare both options side by side against plans from 11+ carriers to find the right fit for their budget and goals.
A common rule of thumb is to have life insurance coverage equal to 7 to 10 times your annual income, but the right amount for your family depends on factors like your mortgage balance, number of dependents, existing savings, and future expenses such as post-secondary education. For Canadian families, a good family insurance plan typically accounts for income replacement, outstanding debts, and long-term financial goals – ensuring your loved ones aren’t left scrambling if the unexpected happens.
Statistics Canada reports that roughly one in three Canadians will experience a disability lasting 90 days or longer at some point in their working life – yet disability insurance remains one of the most overlooked parts of a solid family insurance plan. While provincial health plans cover medical treatment, they don’t replace your income if an illness or injury prevents you from working, which is exactly what disability insurance Ontario residents and Canadians across the country rely on for financial stability. For self-employed individuals, contractors, and small business owners especially, disability insurance is often the only safety net between a health setback and serious financial hardship – making it one of the most valuable affordable insurance options available in Canada.
AD&D insurance specifically covers accidents that result in death or dismemberment, while life insurance generally covers death from any cause, including illness or natural causes. It is important to consult with an insurance expert to determine which type of coverage is most appropriate for your needs.
Getting the right insurance doesn’t have to be complicated. Tell us a little about your situation and a Nova Star advisor will reach out within one business day — at no cost and with no obligation.
