Lost Your Benefits? Going Out on Your Own? We’ve Got You.
Whether you’re leaving a group plan, starting a business, or simply looking for better coverage, finding the right individual health and dental plan can feel overwhelming. Nova Star makes it simple. Browse real plans from top Canadian carriers, compare them side by side, and connect with a licensed advisor who will walk you through the rest — at no charge.
Individual Health & Dental Plan Comparator — Nova Star Insurance
1Your Profile
2Browse Plans
3Compare
4Summary
Personal Information
🍁 Ontario residents only. These supplemental plans complement your OHIP coverage. They do not replace government-funded healthcare. Plans and pricing are specific to Ontario.
Current Insurance Coverage
No current coverage? No problem — we'll show all available plans including Guaranteed Acceptance options based on your health profile below.
✓ Guaranteed Acceptance plans are available to you.
Your coverage ended within 60 days (or is ending soon) — you qualify for plans requiring no medical exam. We'll pre-filter these for you on the next step.
⚠ Coverage lapsed more than 60 days ago.
Most Guaranteed Acceptance plans require application within 60 days of losing group coverage. Standard plans (which may require a health questionnaire) will be shown. A Nova Star advisor can explore all your options.
Coverage Requirements
Health Considerations (select all that apply)
✓ Guaranteed Acceptance plans match your profile.
We'll highlight plans requiring no medical exam or health questionnaire — available regardless of your health history.
🍁 Showing Ontario supplemental plans from Manulife, Sun Life, Green Shield Canada, Canada Life and Desjardins. Plans cover services beyond OHIP — prescriptions, dental, vision, paramedical, and travel medical.
⚠ Coverage lapsed 60+ days ago. Guaranteed Acceptance plans are not shown. Plans below require standard medical underwriting. A Nova Star advisor can explore all options for you.
Supplemental Health PlansSelected: 0 / 3
Dental PlansSelected: 0 / 3
💡 Both Health & Dental selected: Dental availability is shown on each health plan card (🦷 Dental available). Select your health plan first — your Nova Star advisor will pair the best matching dental plan for you.
