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Flexible Group Life and Health Plans to Support and Retain Your Workforce

It is important to make sure that when your employees fall sick they are taken care of. As trusted insurance advisers in Ontario, Quebec, Nova Scotia, New Brunswick and Alberta, Nova Star Insurance Consultant INC offers affordable and flexible Group life plans and health benefit packages to businesses of all sizes. Our experienced specialists work closely with business owners to design the packages that help attract and retain the kind of workforce you want to attract.

Group Health

Just as buying in bulk can save you money the same principle exists for insurance. By having employees come together under one policy they receive coverage at a lower cost than they would individually.

Increased health costs and stringent workplace guidelines for employers make it even more important to stay informed when it comes to group plans for your employees. Nova Star Insurance Consultant INC agents design cost effective group life and health plans that suit the needs of your business while helping you manage costs.

Nova Star Insurance Consultant INC offers a range of plans for employees at all levels that include:

Group Life Insurance

Helping business owners in the Ontario, Quebec, Nova Scotia, New Brunswick and Alberta region to insure their employees and families for many years, the dedicated team at Nova Star Insurance Consultant INC will thoroughly assess your group life insurance needs and create affordable packages that are specifically customized to your business.

Flexible Payment Options and Other Benefits

Depending on the needs and goals of your Ontario, Quebec, Nova Scotia, New Brunswick and Alberta business, long term care insurance that is offered to employees on a voluntary basis as part of a larger benefits package, also provides appealing tax benefits to employers and helps to attract top quality personnel. By offering an enhanced form of health coverage not found in basic medical or disability insurance plans, benefits can be extended to include spouses or dependents which will ultimately improve productivity allowing employees to better manage circumstances that require long term care solutions.

Universal Life Insurance

Offers permanent protection with an added opportunity for tax sheltered investment.

Term Life

The most cost effective choice, rates and coverage are guaranteed and renewed depending on the term (10 years, 20 years). Nova Star Insurance Consultant INC experts can designate options that allow for conversion to Whole Life or Universal Life.

Whole Life

An excellent choice for those who require lifetime protection, this coverage may offer cash values and includes guaranteed level premiums and death benefits.

Specialized group life insurance options

Ask a Nova Star Insurance Consultant INC advisor to learn more.

FAQ's for Individual Health and Dental Plan Insurance

Group health insurance operates on the principle that buying in bulk saves money. By enrolling employees under a single group policy, businesses can secure lower rates than employees would receive individually. This cost-effective approach provides comprehensive coverage while helping employers manage health insurance expenses.

Group life insurance is an important benefit that provides financial security for employees’ families in the event of an untimely death. It ensures that beneficiaries receive a lump sum payment that can help cover expenses like funeral costs, outstanding debts, and living expenses. Offering group life insurance as part of your benefits package can help attract and retain top talent by showing that your business values its employees.

Individual health and dental plans provide essential medical and dental coverage for employees, ensuring they have access to necessary healthcare services. These plans help cover the costs of doctor visits, hospital stays, prescription medications, dental care, and more. Offering these benefits is crucial in taking care of your employees’ well-being, which in turn can lead to increased productivity and loyalty.

Yes, Nova Star Insurance Consultant INC specializes in creating customized group health and life insurance plans tailored to the specific needs of your business. Whether you are a small, medium, or large business, our experienced specialists work with you to design packages that align with your goals and help you manage costs while offering valuable benefits to your employees.

Book a Free Consultation Now!

Nova Star Insurance Consultant INC offers attentive customer service and special attention to detail. Our team of employee benefit insurance experts are dedicated to streamlining the process of deciding which group benefits packages that are precisely tailored to your business. Call or email for answers to any questions you may have.

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