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Comprehensive Disability Insurance Solutions for Businesses

If an employee at your Ontario, Quebec, Nova Scotia, New Brunswick and Alberta business is unable to work for an extended period of time due to an accident or illness, Nova Star Insurance Consultant INC long-term, or short-term disability plans can cover a portion or all of the lost income, enabling an injured employee to meet expenses. Nova Star Insurance Consultant INC offers flexible and affordable plans, with tax deductible premiums, as part of comprehensive group health coverage for your company.

Facts about Disability

As of 2013, the US Social Security Administration found that a little over 1 in 4, 20-year-olds will become disabled before they retire. This means that there is a good chance that one of your employees will be in need of disability insurance, regardless of their occupation. Even if your company revolves primarily around desk jobs that does not mean that your employees will never need disability insurance.

Disability Coverage Options

Employee absences can become quite costly for any employer. Disability insurance may replace a portion of lost wages and is ultimately, an effective asset management strategy. Nova Star Insurance Consultant INC knows that as a busy Ontario, Quebec, Nova Scotia, New Brunswick and Alberta employer, sifting through all of the coverage and premium payment options when considering disability insurance for your business can be challenging. We work closely with employers to help them determine the most cost effective methods for employee income protection in the event of illness or injury.

Long or Short Term Disability

Nova Star Insurance Consultant INC offers affordable plans for long term disability, or short term disability that can be customized for a small, medium, or large sized business. Our insurance specialists consistently provide tailored insurance solutions designed according to your business needs.

FAQ's for Disability Insurance Insurance

According to the US Social Security Administration, over 1 in 4 of today’s 20-year-olds will become disabled before they retire. This statistic highlights the importance of having disability insurance in place, regardless of the nature of your business. Even companies with primarily desk jobs should consider this coverage, as accidents and illnesses can happen to anyone.

Disability insurance is a crucial part of managing employee absences, which can be costly for any employer. It helps replace lost wages for employees who are unable to work, ensuring they can meet their financial obligations. This type of insurance is an effective asset management strategy for your business, providing peace of mind for both you and your employees.

Yes, the premiums for disability insurance plans offered by Nova Star Insurance Consultant INC are typically tax-deductible. This makes it an even more attractive option for employers looking to provide comprehensive benefits to their employees.

Disability insurance provides financial security to employees who are unable to work due to an accident or illness by covering a portion or all of their lost income. This support allows employees to focus on their recovery without the added stress of financial hardship. Nova Star Insurance Consultant INC’s disability plans ensure that your workforce is protected, contributing to overall employee well-being and job satisfaction.

Free Disability Insurance Quote

With long standing access to multiple insurance carriers, Nova Star Insurance Consultant INC ensures that, as an employer, you receive the best rate possible regardless of the number of employees or the type of coverage you are looking for. Our insurance experts provide free quotes and consultations that enable you to provide important benefits to your workforce with minimal or at no extra cost to you as an Ontario, Quebec, Nova Scotia, New Brunswick and Alberta employer.

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