Group health insurance gives your employees coverage for the care provincial plans don’t pay for, at a cost your business can manage. You want a strong plan for your team, but it also has to be affordable. Our specialists in Ontario, Quebec, Nova Scotia, New Brunswick, and Alberta take the time to walk you through your options. Whatever the size of your team, we compare a wide network of carriers to find the plan that fits.
Provincial plans cover doctor visits and hospital stays. However, employees pay out of pocket for most prescription drugs, dental care, vision, and paramedical services like physiotherapy. A group plan covers these costs, so employees get care sooner and recover faster.
Good benefits also help you attract and keep talent. In addition, employer-paid premiums for health and dental plans are generally a deductible business expense. For background on public coverage, see the Government of Canada’s overview of Canada’s health care system.
A typical group plan in Canada combines several parts. For example, it can include extended health care (drugs, vision, and paramedical services), dental, life and AD&D insurance, and disability coverage. Many plans also add an employee assistance program for mental health support. Some businesses prefer a health spending account or a cost-plus plan instead. We design the mix around your budget and your team’s needs.
Coverage and costs vary by region and carrier. So, talk to a Nova Star representative to find the best fit for you and your employees. We design plans for businesses of any size and help you keep an eye on costs at each renewal.
It helps employees get care sooner, which can shorten recovery times and reduce absences. Moreover, it helps you attract and keep top talent. Employer-paid premiums are also generally deductible for the business.
Yes. We customize plans for businesses of any size. We work with a wide network of carriers across Ontario, Quebec, Nova Scotia, New Brunswick, and Alberta. Contact us to discuss a plan that works for you and your team.
A typical plan covers prescription drugs, paramedical services, vision care, and dental. It often also includes life insurance, AD&D, disability coverage, travel medical, and mental health support.
We serve businesses across Ontario, Quebec, Nova Scotia, New Brunswick, and Alberta. Our team understands the rules and public health programs in each province, so we can recommend the right coverage.
At Nova Star, you get attentive service and close attention to detail. Our employee benefits team makes it simple to choose a package tailored to your business. Call or email us with any questions, and we’ll get back to you within one business day.
Send us a message! We’d love to hear from you.
